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Tuesday, January 10, 2017

Why Hire a Commercial Claims Adjuster

If you own a commercial property, you have it heavily insured. A natural disaster or a fire could cause you to lose everything you have worked for. No one wants that to happen. Commercial property damage is bad because it results in loss of income for both you and your employees. All businesses should strive to be insured adequately. Some even choose to over insure their property. It is the best way to protect the building and the future employment of the people who work there. 

Commerical Property Damage ClaimThe first thing to do after a disaster is file an insurance claim. This claim lets your insurer know you would like to settle for the damages. The process is more complex with a commercial claim than a residential claim. Commercial properties range from the size of a house to a huge shopping complex. You want someone on your side when determining the settlement amount. It is a good decision to hire a public commercial claims adjuster

You Need a Teammate 

The insurance company will send their own representative to investigate the damage. They will then offer a settlement amount. You should be able to trust them since they work for the company you pay to insure you. Insurance companies work with their clients to make them happy regarding their settlement. It is still a business, though. They would prefer to provide you with the lowest amount possible that will keep you happy. 

A public adjuster is an adjuster hired to represent you in the claims process. They don't replace the insurance company's adjuster. They work with, or even against them, to get a better claim than was originally offered. Sometimes, they even force your claim to go into arbitration. They are even more valuable when they represent you in that manner. 

Public adjusters often have experience working for an insurance company. They know more about the industry than almost anyone. In most cases, they are more experienced than the insurance company's adjuster. Public adjusters must be licensed in each state where they work. This is not true of company adjuster. You never know what you are going to get with them. 

Commercial public claims adjusters work for you during a trying time. Companies like United States Adjusters that can help you find the right fit for your needs. The claims process will be simpler and more fruitful when you employ a commercial public claims adjuster. 



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